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Finance for Individuals

If you're unable to access loan finance from a mainstream financial institution or bank, Foresters may have the right loan product for you.

Each loan application is assessed on your capacity and willingness to repay.


Our Approach

  • We recommend the most suitable Foresters loan product for you
  • If our products don’t suit your needs, we will try and find someone who can help
  • We assist you in understanding your loan application and financial position
Talk to us today

Loans at a Glance

Loans at a Glance

  • Personal Application Process: we look at your individual situation when assessing your loan application
  • Quick Decisions: loan decision within 24 hours of completed application process
  • Flexible Repayment Options: weekly, fortnightly or monthly repayment options
  • Extra Repayments: additional repayments mean you pay less interest over the term of the loan. Make extra repayments as often as you want, without penalties
  • Establishment Fee: a once off establishment fee is charged upon loan establishment. This fee can be capitalised into the loan. There are no ongoing monthly fees or early exit fees

Car Care Loan

DisAbility Loan

Personal Loan

QuickstART Loan

NILS Loan

Education Loan

Work Ready Loan

Micro Enterprise Loan

Car Care Loan


Ideal for:
  • Registration
  • New Tyres
  • Repairs
Loan Amount:
  • $500 - $4,000
Loan Term:
  • Up to 2 years to repay
  • Flexible repayments to suit your budget
Fees:
  • Please contact us for details
Interest Rates:
  • Please contact us for details
To apply you need:
  • to be 18 years or older
  • to be a permanent resident of Australia
To qualify you need:
  • to be able to repay a loan
  • to be willing to take responsibility for your financial position
Apply Now

Foresters Individual Finance

Foresters is proud to say that we have issued nearly 300 loans to individuals who are "financially excluded" - unable to secure credit to meet even the most essential of everyday living expenses.

DisAbility Loan


Ideal for:
  • Car Modifications
  • House Modifications
  • Equipment and Aides
  • Grant top-up or gap funding
Loan Amount:
  • $500 - $4,000
Loan Term:
  • Up to 2 years to repay
  • Flexible repayments to suit your budget
Fees:
  • Please contact us for details
Interest Rates:
  • Please contact us for details
To apply you need:
  • to be 18 years or older
  • to be a permanent resident of Australia
To qualify you need:
  • to be able to repay a loan
  • to be willing to take responsibility for your financial position
Apply Now

Foresters Individual Finance

Foresters is proud to say that we have issued nearly 300 loans to individuals who are "financially excluded" - unable to secure credit to meet even the most essential of everyday living expenses.

Personal Loan


Ideal for:
  • Car Purchase
  • Moving House
  • Medical and Dental Services
  • Travel
  • Emergencies
  • Unexpected Expenses
  • Any Worthwhile Purpose
Loan Amount:
  • $500 - $4,000
Loan Term:
  • Up to 2 years to repay
  • Flexible repayments to suit your budget
Fees:
  • Please contact us for details
Interest Rates:
  • Please contact us for details
To apply you need:
  • to be 18 years or older
  • to be a permanent resident of Australia
To qualify you need:
  • to be able to repay a loan
  • to be willing to take responsibility for your financial position
Apply Now

Foresters Individual Finance

Foresters is proud to say that we have issued nearly 300 loans to individuals who are "financially excluded" - unable to secure credit to meet even the most essential of everyday living expenses.

QuickstART Loan

A commercial no interest loan scheme for individual artists, groups and creative practitioners. The QuickstART Fund was created by Brisbane based Positive Solutions and Brian Tucker Accounting.


Ideal for:
  • Design, Production or Exhibition Costs
  • Equipment or Materials Purchase
  • Research and Development
  • Professional Development
  • Marketing and Promotion Costs
  • Grant top-up or gap funding
Loan Amount:
  • $1,000 - $5,000
Loan Term:
  • 3 – 12 Months
  • Flexible repayments to suit your budget
Fees:
  • A one off setup fee, equivalent to 5% (minimum $50), will apply and be payable as part of the repayment schedule
Interest Rates:
  • Nil
To apply you need:
  • to be an individual or represent a group or organisation
  • to be 18 years or older
  • to be a permanent resident of Australia
  • to have an ABN
To qualify you need:
  • to describe your practice
  • to outline your experience in your sector
  • to provide supporting evidence of your work
  • provide referees from your sector
Apply Now

Foresters Individual Finance

Foresters is proud to say that we have issued nearly 300 loans to individuals who are "financially excluded" - unable to secure credit to meet even the most essential of everyday living expenses.

NILS Loan

NILS is a community-based program offering applicants on a low income no interest loans to the value of up to $1,200 for essential household goods and services.


Ideal for:
  • White Goods
  • Education Expenses
  • Beds and Furniture
  • Essential Health Equipment
  •  Emergency House Repairs
Loan Amount:
  • $800 - $1,200
    Should your loan requirement exceed this amount please refer to our other loan options
Loan Term:
  • 9 – 18 Months
  • Flexible repayments to suit your budget
Fees:
  • Nil
Interest Rates:
  • Nil
To apply you need:
  • to be 18 years or older
  • to be a permanent resident of Australia
To qualify you need:
  • to be able to repay a loan
  • to be willing to take responsibility for your financial position
Apply Now

*Foresters Community Finance is accredited through Good Shepherd Microfinance to provide NILS loans.


Client Impact Story

Gavan was on a disability pension and his budget did not allow for anything other than essential food and clothing. He was going through a difficult time and had recently had a brain tumour removed.

Education Loan


Ideal for:
  • Tuition Fees
  • Text Books
  • Computers
  • School Trips
Loan Amount:
  • $500 - $4,000
Loan Term:
  • Up to 2 years to repay
  • Flexible repayments to suit your budget
Fees:
  • Please contact us for details
Interest Rates:
  • Please contact us for details
To apply you need:
  • to be 18 years or older
  • to be a permanent resident of Australia
To qualify you need:
  • to be able to repay a loan
  • to be willing to take responsibility for your financial position
Apply Now

Foresters Individual Finance

Foresters is proud to say that we have issued nearly 300 loans to individuals who are "financially excluded" - unable to secure credit to meet even the most essential of everyday living expenses.

Work Ready Loan


Ideal for:
  • Tools
  • Uniforms
  • Transport
  • Trade Tickets
Loan Amount:
  • $500 - $4,000
Loan Term:
  • Up to 2 years to repay
  • Flexible repayments to suit your budget
Fees:
  • Please contact us for details
Interest Rates:
  • Please contact us for details
To apply you need:
  • to be 18 years or older
  • to be a permanent resident of Australia
To qualify you need:
  • to be able to repay a loan
  • to be willing to take responsibility for your financial position
Apply Now

Foresters Individual Finance

Foresters is proud to say that we have issued nearly 300 loans to individuals who are "financially excluded" - unable to secure credit to meet even the most essential of everyday living expenses.

Micro Enterprise Loan


Ideal for:
  • Business development purposes
  • Equipment purchase
  • Marketing expenses
  • Any worthwhile purpose
Loan Amount:
  • $500 - $4,000
Loan Term:
  • Up to 2 years to repay
  • Flexible repayments to suit your budget
Fees:
  • Please contact us for details
Interest Rates:
  • Please contact us for details
To apply you need:
  • to be 18 years or older
  • to be a permanent resident of Australia
  • be a sole trader with an ABN
To qualify you need:
  • to be able to repay a loan
  • to be willing to take responsibility for your financial position
Apply Now

Foresters Individual Finance

Foresters is proud to say that we have issued nearly 300 loans to individuals who are "financially excluded" - unable to secure credit to meet even the most essential of everyday living expenses.
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