How to Choose the Right Loan

With a range of different loans to choose from, how do you pick the one that suits you best? The easiest way to work that out is to answer these three simple questions.

Who are you?

If you’re an individual requiring money for a personal or family expense, then you should look at our range of Community Loans. If need finance for your social enterprise business, then check out our Enterprise Loans.

What do you need the money for?

Have a look at the information about our different loan types to see which one best meets your needs. A loan is not available for bills and general expenses thou. If you you are totally dependent on Centrelink income, then look at our NILS loans. If you need a bit more money then the Community Loan may help you.

How much do you need to borrow and for how long?

Each of our loans comes with a different minimum and maximum borrowing limit and repayment term. Have a look for one that suits your budget and your requirements.

Once you’ve chosen the kind of loan that matches your needs, you can apply online quickly and easily here.

Still not sure which loan suits you best? No problem! Just give us a call, and we’ll help you work it out.